We all wish that we could find our dream job straight after we leave university with a degree. But for most of us, this just isn’t going to happen. For many it’s going to take a lot of work and effort to find the dream career.
We’re not just talking about something that you love doing either. We mean the level of pay that you want to reach in life. One day, you might earn over one hundred thousand a year.
But unless you’re incredibly lucky, that’s not going to happen straight out the gate. Instead you’ll have to pay your dues and climb the ranks. All the while, you will be weighed down by a student loan that seems to be growing.
Once you have a degree you will have obtained skills and knowledge that will be useful to certain employers. These employers may not be offering your dream job or even a fixed contract. But pay is pay and you should look for these possibilities by setting yourself up as a freelancer. Freelancing, you’ll be able to get the jobs that will help you pay the bills in your chosen industry. You won’t have to worry about being out of work because the employers will seek you out. You can use social networks online to set yourself up as a freelancer for hire . You’ll be surprised how many job opportunities come your way if you do this. Freelancing has proved to be very popular. The truth is there’s currently more temp positions available right now than fixed positions. By freelancing you’ll be able to keep a steady income searching for your dream job.
Coping With The Student Loan
We think it’s fair to say that a student loan is often a bigger weight than many people would like to believe. Once you leave university you can find yourself hundreds of thousands of dollars in debt. This debt does need to be paid, and you’ll find it takes a sizable amount out your income each month.
The alternate option is not to pay it at all but if you do this it builds and builds. One day you will look at it, and it will be a completely unmanageable amount. No matter what level your income reaches, you’ll struggle to pay it off. But there is a third option. You can look into manageable pay as you earn repayment plans.
By doing this you’ll find your loan is easier to manage and pay off. At the same time, you might find you’re eligible for loan forgiveness. This means that some of your debt will be cancelled off altogether.
Lastly, while you continue to push that envelope in search of your dream job, you will need to cut costs elsewhere. These will be the basic costs of living such as food, rent and electricity.
Essentially, you should make sure that you’re not spending more than you can afford. If you do, you’ll find your debt increases and it will make the pursuit of your dream job more difficult.
However, if you keep a check on your costs you’ll survive the time in your life when you’re working for scraps until you find your dream career.
This post has been contributed by Ryan Gatt, it contains affiliate links.