Your Paycheck: How To Spend It Wisely

It doesn’t matter whether you’ve been enjoying the fruits of your labor as a high-flying corporate professional, a construction worker or a freelancer, there may come a time when you want to get a firmer grasp on your finances.

More often than not, we live to our means and max out our bank account every month. The disposable income that we enjoy, we inevitably end up spending. You might enjoy eating out, socializing with friends, or purchasing the latest gadgets and gizmos to come onto the market. Continue reading

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5 hidden costs of running a small business

Small businesses are actually the backbone of most national economies. Unfortunately, they face the most hidden costs and regulations. A key factor in running a small business successfully is, managing cash flow. You’ve probably accounted for all the expenses associated with running your business. Everything seems to run smoothly until the unexpected costs arise. Some of the hidden costs that can drain your cash flow include:

Permits, Licenses, and Dues

Many small business owners are not aware of the number of regulations relating to running a business, including permits and licenses. What’s more, they are rarely one-time expenses, since they come with initial costs along with renewal fees, and the cost may keep fluctuating. Also, as a small business owner, you need to set aside some money for membership dues from local and industry organizations. Such memberships can provide great exposure for your business as well as keep you informed about the current market trends.

Office Space Utilities

During the early stages of your business, the ideal thing would be to skip out on renting and maybe consider a home office. This would significantly reduce your startup spending. But, if you have to rent or construct an office space, watch out for hidden costs such as waste management services, heating and cooling costs, the cost of having a business address, phone line, unpredictable electricity costs, and so on. Continue reading

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How You’re Sabotaging Your Job Hunt

No one likes a job hunt that lasts forever. Most candidates begin to feel disenchanted after the first couple of weeks. It’s fair that say that if you’ve been looking for your dream job for a longer period, you might find it draining to compose enthusiastic cover letters for each position – especially when you have not yet received a positive answer.

There are millions of reasonable reason why you might not have been the right candidate for a particular position. Perhaps the recruiter felt that the conversation ran smoothly with another candidate.

Maybe someone else’s experience was better suited for the role. Perhaps you sent your application too late, and the company had already found their perfect candidate. In fact, more often than not, an unsuccessful job hunt may have nothing to do with you.

But there are factors that are in your control and that, when used incorrectly, could be the reason for your lack of success. Are you wasting time sabotaging your job hunt? Here’s how to find out.  

You don’t pursue a career that suits you

When you write your resume, the purpose is to highlight your experience and skills. However, there is something essential that is missing, and that is your personality. Indeed, a lot of employees end up in a job that doesn’t inspire them, and that doesn’t fulfill their dreams.

This can also weigh down your research, especially if you find it difficult to get excited about the job description. Here’s a spoiler alert for you: You are not looking in the right place for your personality.

If you have a naturally analytical and numerical mind, you’ll find that embracing a data-focused career can be the best for you – from accounting to digital analyst, there are plenty of options to suit your background.

Creative personalities can join marketing agencies, or even start their own thing with a blog. Ultimately, a lot of skills are transferable from a career path to another. But you can’t fake interest!

You don’t know how to juggle work and study

You’ve been trying to improve your resume for a long time, but somehow you can’t quite get yourself to finish your online studies. The drop out rates for online courses are massive, and there’s a good reason for it: People don’t know how to study smarter.

As a result, their academical path becomes a waste of time and money. If you want to move your career forward, you need to understand how to maximize your learning time. For a start, avoid all-night sessions; nobody can keep their focus through a long time.

Instead, manage your studies through short chunks of time so that your brain can process the information. Additionally, you’ll find it easier to set 30 minutes to 1 hour during the day – before or after work.

You are not making the most of networking platforms

Who doesn’t use LinkedIn while searching for their next job? You will find it hard to meet employees who have not created a LinkedIn profile. However, having a profile and making the most of the professional networking platform are two distinctive things. Continue reading

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Sick Of Working 9-5? Run Your Business Remotely!

If you are sick of the 9-5 commute, perhaps you could run your business entirely online! The internet has opened up the opportunity to run a successful business from your laptop.

If you have wifi connection you could in theory work and run your business from anywhere in the world. If this sounds a little lonely, think again as you will be able to connect with people on a global basis. You won’t have to be a “one man band” either as you could employ freelancers to complete some of the essential tasks.

Imagine not having to commute to and from the office twice a day, you won’t have the expenditure associated with employing staff and you won’t have monthly bills associated with renting premises.

Of course running a business entirely online is not without pitfalls and this article aims to show you how to avoid them. Continue reading

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Improving Your Driving Skills As A Trucker

Freight trains and cargo planes are the larger and more expensive options to haul products and logistics for all companies around the world. They are however contrasted by the trucking industry that is stronger than ever. More and more businesses want to use the services of trucking companies.

They’re agile, able to transport their loads to towns, villages, cities, ports, business parks and just about anywhere you can imagine. They are more efficient on fuel prices as well, since newer turbo-electric engines are limiting the amount of pollution and waste the engine produces.

With all intensive purposes, the time to climb up the ranks in the trucking industry is now. If you’re a driver who has always wanted to raise their game and manage long hauls in long vehicles, and finally quit small and medium-sized vehicles, then you need to attain a heavy rig license. In order to do so, you need to learn how to improve your skills.

Grappling with traction

The heavier your vehicle, the more pressure will be put on the tyres both in terms of compression and gripping. This challenge truly comes alive when in adverse conditions and while descending and ascending steep grades. In adverse conditions such as rain, you simply multiply your braking distances, as well as the feeling when your truck is understeering and oversteering. Continue reading

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How To Better Organize Your Job Search

When you are searching for a new job, one of the best ways of achieving success is by making sure that you are organised and thorough in your approach. The more positions you apply for, the more difficult it can get to keep track of closing dates, additional information required, correspondence etc. You don’t want to miss out on getting the job of your dreams because you were not organised enough. So, here are a few of the best ways to make your job search better organised.

Organize the Essentials

First of all, make sure that you have all your essential details to hand. If you need to check any additional information or apply for something extra through a system like an aadhar card portal, now is the time to do so. Ideally, everything should be in a single spreadsheet so that you can copy and paste each bit of information over as you need to.

Next up, you should update your resume. Not only do you need to add in new information, you should also take away anything which is no longer relevant. Also, make sure that you take the time to tidy up any relevant online profiles such as LinkedIn. Continue reading

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A Step By Step Guide to Finding Meaningful Work

Finding meaningful work is so important if you want to work towards being as happy as can be. Work takes up a lot of our time, and yet so many people are stuck in jobs that they absolutely hate. Some are stuck in dead end jobs and not using their full range of skills, while others are stuck in jobs that just don’t suit them as people.

This step by step guide to finding meaningful work will help you to find a role that is perfect for you – read on to learn more… Continue reading

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